What each one means for your home
Termite swarmers inside the house
This is the one to take seriously. Termite swarmers come from a colony that is several years old and large enough to send out reproductives. If they emerged inside β from a baseboard, a slab crack, a door frame or a window sill β the colony is usually in the soil under the home with a route into the wood, or already in the framing. The swarmers themselves die quickly indoors, but the workers keep feeding.
It is not an emergency in the sense of minutes or hours, but it is a call-this-week problem. Termite damage builds quietly, and the sill plates and joists along the foundation are usually the first to go. Look for mud tubes on the foundation while you wait.
Termite swarmers outside only
A swarm in the yard, from a stump, an old fence post or a woodpile, means termites are on the property, not necessarily in the house. It's still worth an inspection, especially if you've never had one or the house was treated many years ago.
Flying ants inside
Small ants swarming indoors often have a nest under a slab, in a wall void or just outside. They are a nuisance. Carpenter ant swarmers are different: they can mean a nest inside the structure, often near a roof leak, a damp window frame or a bathroom. Read signs of carpenter ants in the house.
Flying ants outside
Ants swarming from a lawn, patio or sidewalk is normal and usually nothing to treat unless they are getting in the house.