Silver Bullet Pest ControlTermite Inspection in Scotch Plains, NJ
Straight answers from Silver Bullet Pest Control, a licensed exterminator based in Garfield, NJ, serving Bergen, Passaic, Essex and Hudson counties. Call or text 973-510-2585. Hablamos español.
Featured on Telemundo 47 • EPA Pesticide Safety Certified • 4.9 Stars on Google • NJ License 90568B
Text a photo of what you're seeing and we'll tell you what it is and what to do.
- ✓ Same-day appointments often available
- ✓ Licensed & insured in NJ
- ✓ Homes & businesses
- ✓ English & Español
VA Termite Inspection in New Jersey (NPMA-33)
If you're buying a home in New Jersey with a VA loan, plan on a termite (wood-destroying insect) inspection: New Jersey is one of the states where the VA requires WDI information statewide, and lenders ask for the NPMA-33 report signed by a licensed pest control professional. Silver Bullet Pest Control does VA termite inspections across North Jersey, including Washington Township in Bergen County. Call or text 973-510-2585.
What the VA requires in NJ
The VA ranks areas by how likely termite infestation is, and the highest-risk areas require WDI information on every VA appraisal. New Jersey is on the statewide list. Even in lower-risk areas, a VA appraiser can call for an inspection if they see signs of termites or wood damage. Your lender confirms exactly what's needed for your loan.
What the NPMA-33 report shows
- Whether visible evidence of termites or other wood-destroying insects was found
- Any visible damage and where it is
- Evidence of previous treatment
- Areas that couldn't be inspected, and why
It covers subterranean termites and other wood-destroying insects like carpenter ants, carpenter bees and wood-boring beetles.
What we see on these jobs
The three situations behind most of these calls in North Jersey:
Subterranean Termites
- Mud tubes on the foundation
- Swarmers near windows in spring
- Hollow-sounding wood
Eastern subterranean termites are the termite of New Jersey. Termite treatment comes with a 90-day warranty.
Carpenter Ants vs Termites
- Pinched waist vs thick waist
- Clean galleries vs mud-packed tunnels
- Sawdust piles vs no sawdust
Getting the ID right decides the treatment. A licensed inspection tells you which one you have.
Wood Damage & Repair
- Soft or crumbling sills
- Bubbling paint on wood
- Damage behind baseboards
After treatment, damaged wood should be checked and repaired so the house stays solid.
Timing, validity and who pays
| Question | Typical answer |
|---|---|
| When to book | Once you're under contract and the loan is in process |
| How long it's valid | Set by the lender; many accept a report for about 90 days |
| Closing delayed? | Expect the lender to ask for an updated inspection |
| Who pays | Negotiated in the contract; the seller often covers it; VA rules allow the Veteran to pay. Your lender confirms. |
If termites are found
- Treatment of active infestations before closing. Our termite treatment carries a 90-day warranty.
- Proof of treatment for the lender.
- An updated report or clearance showing it's been addressed.
- Repairs if damage must be fixed to meet VA standards. See termite damage repair.
What the inspector checks
A WDI inspection is a visual inspection of the readily accessible areas of the house: the basement or crawl space, foundation walls, sill plates and framing, the garage, porches, decks, and the outside of the house along the foundation. The inspector looks for live insects, mud tubes, shed wings, frass, damaged wood and signs of previous treatment, and notes conditions that invite termites, such as wood touching soil or moisture problems. Finished basements, stored belongings and walls that can't be opened limit what can be seen, and the report says so. If you're the seller, clearing stored items away from basement walls and opening access to the crawl space before the visit helps the inspector see more and avoids a second trip.
FHA, conventional and cash buyers
FHA and conventional lenders often ask for a termite inspection too, especially if the appraiser notes signs of termites, and most NJ buyers get one anyway because termites are common here. See real estate termite inspections and termite questions.
Simple ways to prevent it
Keep wood off soil
Wood touching soil is a direct path for termites. Keep a gap.
Pull mulch back
Keep mulch a few inches from the foundation.
Fix gutters
Make downspouts drain away from the house.
Move firewood
Store firewood away from the house and off the ground.
How Silver Bullet handles it
Call or text a photo
Tell us what you're seeing and where. A photo often lets us identify the pest right away. We answer 24/7 for emergencies.
Inspection
A licensed tech finds the source: where the pest lives, how it gets in and what draws it.
Treatment or removal
We use the right method for the pest, placed where it works and kept away from kids and pets.
Seal and prevent
We close entry points and tell you what to change so the problem doesn't come back.
Get Help From a Licensed Exterminator
Call or text 973-510-2585 for the fastest answer, or tell us what's going on and we'll get back to you quickly.
Calls we get every week
- Mud tubes on the foundation
- Winged swarmers in spring
- A home sale needing a WDI report
- Soft or damaged wood
- Wood piles touching the house
Request Service
🔒 Your info stays private · Hablamos español.
Frequently Asked Questions
Do I need a termite inspection for a VA loan in NJ?
Yes. New Jersey is on the VA's statewide list for wood-destroying insect information.
What form does a VA termite inspection use?
The NPMA-33 Wood Destroying Insect Inspection Report.
Who does termite inspections for VA loans near me?
Silver Bullet Pest Control does VA termite inspections across North Jersey; call 973-510-2585.
Do you do termite inspections in Washington Township, NJ?
Yes, in Washington Township in Bergen County and nearby towns.
How long is a VA termite inspection good for?
It's set by the lender; many accept about 90 days.
Who pays for the VA termite inspection?
It's negotiated in the contract; the seller often pays, and VA rules allow the Veteran to pay.
What happens if termites are found?
They must be treated before closing, with proof of treatment and any needed repairs.
Does the inspection cover carpenter ants?
Yes, it covers other wood-destroying insects too.
Is there a warranty on termite treatment?
Yes, a 90-day warranty.
Do I need a termite inspection to sell my house?
Many buyers and lenders ask for a WDI (wood-destroying insect) report. We do licensed inspections.
Can termites damage a brick house?
Yes. They get in through cracks and attack the wood framing, sills and floor joists.
When should I schedule it?
Once you're under contract and the loan is in process.
Serving North Jersey
Based in Garfield, we serve these towns and the rest of Bergen, Passaic, Essex and Hudson counties.
Our service area
Bergen County
973-510-2585- Allendale
- Bergenfield
- Bogota
- Carlstadt
- Cliffside Park
- Closter
- Cresskill
- Demarest
- Dumont
- East Rutherford
- Edgewater
- Elmwood Park
- Emerson
- Englewood
- Englewood Cliffs
- Fair Lawn
- Fairview
- Fort Lee
- Franklin Lakes
- Garfield
- Glen Rock
- Hackensack
- Harrington Park
- Hasbrouck Heights
- Haworth
- Hillsdale
- Ho-Ho-Kus
- Leonia
- Little Ferry
- Lodi
- Lyndhurst
- Mahwah
- Maywood
- Midland Park
- Montvale
- Moonachie
- New Milford
- North Arlington
- Northvale
- Norwood
- Oakland
- Old Tappan
- Oradell
- Palisades Park
- Paramus
- Park Ridge
- Ramsey
- Ridgefield
- Ridgefield Park
- Ridgewood
- River Edge
- River Vale
- Rochelle Park
- Rutherford
- Saddle Brook
- Saddle River
- South Hackensack
- Teaneck
- Tenafly
- Teterboro
- Upper Saddle River
- Waldwick
- Wallington
- Washington Township
- Westwood
- Woodcliff Lake
- Wood-Ridge
- Wyckoff
Passaic County
973-510-2585- Bloomingdale
- Clifton
- Haledon
- Hawthorne
- Little Falls
- North Haledon
- Passaic
- Paterson
- Pompton Lakes
- Prospect Park
- Ringwood
- Totowa
- Wanaque
- Wayne
- West Milford
- Woodland Park
Essex County
973-510-2585- Belleville
- Bloomfield
- Caldwell
- Cedar Grove
- East Orange
- Essex Fells
- Fairfield
- Glen Ridge
- Irvington
- Livingston
- Maplewood
- Millburn
- Montclair
- Newark
- North Caldwell
- Nutley
- Orange
- Roseland
- Short Hills
- South Orange
- Verona
- West Caldwell
- West Orange
Hudson County
973-510-2585Union County
973-510-2585- Berkeley Heights
- Clark
- Cranford
- Elizabeth
- Fanwood
- Garwood
- Hillside
- Kenilworth
- Linden
- Mountainside
- New Providence
- Plainfield
- Rahway
- Roselle
- Roselle Park
- Scotch Plains
- Springfield
- Summit
- Union
- Westfield
Morris County
973-510-2585- Boonton
- Butler
- Cedar Knolls
- Chatham
- Denville
- Dover
- East Hanover
- Florham Park
- Hanover
- Kinnelon
- Lincoln Park
- Madison
- Mendham
- Montville
- Morris Plains
- Morristown
- Mountain Lakes
- Parsippany
- Pequannock
- Randolph
- Riverdale
- Rockaway
- Roxbury
- Whippany
Updated November 2026 by the Silver Bullet Pest Control team, Garfield, NJ • NJ License 90568B