Silver Bullet Pest ControlBuying or selling a house in Springfield with a VA loan, and the lender wants a termite inspection? Silver Bullet Pest Control serves Springfield Township with wood-destroying insect inspections for home sales. A licensed inspector checks the house, writes up what we find, and, if termites turn up, explains the treatment and repairs so the closing can keep moving.
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Under contract? Text your closing date, the property address and your lender's name to 973-510-2585.
Yes, a VA loan for a home in Springfield, NJ will typically require a wood-destroying insect (termite) inspection by a licensed pest control company before closing, and your lender confirms the exact form and how recent the report must be. Silver Bullet Pest Control serves Springfield Township: we inspect the home, document any termites, damage or conditions that invite them, and send the report to the people you name. If termites are found, we can treat them and repair damaged wood. NJ License 90568B, 4.9 stars on Google. Call or text 973-510-2585.
A "VA termite inspection" or "termite certification" is a wood-destroying insect inspection done for a home purchase that's financed with a VA loan. The lender wants to know whether the house has termites or other wood-destroying insects, whether there's visible damage, and whether anything has been treated.
The inspection is visual. A licensed inspector checks the accessible areas of the house and property, then fills out the standard report your lender asks for. The report states what was found, or that no visible evidence was found, as of that day.
A few things it is not:
| Who | Their role |
|---|---|
| Buyer (veteran) | Uses the VA loan; gets a copy of the report |
| Lender / loan officer | Decides which form is needed, how recent it must be, and what happens if termites are found |
| Real estate agents | Usually coordinate the appointment and keep the closing on schedule |
| Seller | Gives access to the house, basement, garage and crawl spaces |
| Pest control inspector | Inspects, writes the report, and recommends treatment if needed |
| Who pays | Set by the sales contract and the loan rules; ask your agent or loan officer |
Rules for VA loans can change, so treat your lender as the final word on paperwork and deadlines.
Give us the address, closing date, lender and who should get the report. Lenders usually want a recent report, so ask how recent before you book.
Springfield is outside our core Bergen, Passaic, Essex and Hudson area, so we schedule ahead. Call early; same-day is sometimes possible but not something to count on with a closing date.
The inspector needs access to the basement, garage, crawl spaces, attic access and the outside of the foundation. It goes faster if those areas are clear.
We send the report to the people you named, usually the lender and the agents.
If termites are found, we explain the treatment, and the paperwork the lender will want showing it was done.
Running tight on time? Tell us the closing date on the first call, and we'll tell you honestly what we can do.
The report covers three kinds of findings:
Active insects are the finding lenders care about most. Eastern subterranean termites are the main concern in North Jersey, but the report covers other wood-destroying insects too.
Evidence of a past infestation isn't the same as active termites. If the house was treated before, paperwork from that treatment is worth digging up.
Many reports also note conditions that make termites more likely, like grading, gutters and wood contact. They're worth fixing even when no insects are found.
Finding termites during a sale is common and fixable. It usually means a treatment, sometimes a repair, and paperwork for the lender. Here's how it typically goes:
More on the repair side: termite damage repair and sill plate repair.
Please don't "clean up" tubes before an inspection. Scraping off evidence doesn't remove termites, and it can create trouble later in the sale.
Springfield Township is mostly single-family neighborhoods: colonials, Cape Cods, split-levels and ranches, many built in the middle of the last century, with mature trees and full or partial basements. A few things come up often:
Businesses and multi-family properties along Route 22, Morris Avenue and Mountain Avenue can call about inspections too. See commercial pest control.
Pull stored boxes, shelving and furniture a couple of feet away from basement and garage walls so the inspector can see the foundation and sill line.
Unlock crawl space hatches, the attic access, sheds and the garage. Areas we can't reach have to be listed as not inspected.
If the house was treated for termites before, the treatment records help explain old drill holes or old damage.
Crate or remove pets during the visit so the inspector can move freely inside and out.
VA loans aren't the only time a wood-destroying insect report comes up. Some conventional and FHA lenders ask for one, many buyers request it on their own as part of their due diligence, and some refinances need one. The inspection itself is the same visual check; the form and deadline depend on the lender.
If you're not buying or selling but just want to know whether your Springfield home has termites, a regular termite inspection makes sense too, especially if you've seen swarmers or tubes. Learn more on our VA termite inspection in NJ page and our home termite inspection page.
Send the property address, closing date and lender. We'll confirm what the report needs and set up a time.
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In New Jersey it's typically required, and your lender will confirm the form and timing. Ask your loan officer as soon as you're under contract.
It's the common name for the wood-destroying insect report a licensed pest control company provides for a home sale. It describes what was found on the inspection date.
Lenders want a recent report, and the exact window is set by the lender and loan rules. Check with your loan officer before booking so it doesn't expire before closing.
That's set by the sales contract and the loan rules. Your agent or loan officer can tell you.
The home is usually treated, the treatment is documented for the lender, and damaged wood may need repair. Termites found during a sale are common and fixable.
Yes. After treatment our crew repairs damaged sill plates, joists, beams and framing; the lender may ask for an outside opinion on serious damage.
It depends on the size of the house and how much of it we can reach. Clearing the basement walls speeds it up.
We inspect what's visible and accessible. Finished walls and ceilings limit what can be seen, and the report notes those areas.
Yes, we serve Springfield Township. It's farther from our Garfield base, so inspections are scheduled ahead; same-day is sometimes possible.
Yes. Silver Bullet Pest Control holds NJ License 90568B and has over 15 years of experience.
Sí, hablamos español. Mande la dirección y la fecha de cierre al 973-510-2585.
More termite pages for towns near Springfield.
Updated November 2026 by the Silver Bullet Pest Control team, Garfield, NJ • NJ License 90568B
